Regular investing
Posted by siteadmin on Tuesday 10th of October 2023
5 ways saving little and often could help you grow your wealth
When it comes to investing your money, making small regular investments can provide more benefits than investing a lump sum.
Through regular investing, you can invest a small amount into the markets every month. Investing little and often is a great habit to develop and instil in younger family members. Instead of saving up a chunk of money to invest in one lump sum, investing this way can make a significant difference to your overall levels of wealth over the longer term...
Why diversification is key when inflation rises
Posted by siteadmin on Tuesday 10th of October 2023
Different types of assets don’t always behave the same way or move in the same direction, but diversification can help you to reduce risk and maintain positive returns
To stay ahead of rising costs and maintain your assets’ purchasing power, your portfolio needs to provide positive returns. Diversification can help you achieve this.
What is diversification?
Diversification is investment jargon for the well-known proverb: ‘don’t put all of your eggs in one basket’. While a well-diversified portfolio doesn’t give you guaranteed downsi...
Why having an emergency fund matters and where to hold extra cash reserves
Posted by siteadmin on Tuesday 10th of October 2023
An emergency fund is important but extra cash reserves can also play an integral role in a diversified portfolio. So, here are a few options with pros and cons
Having ready cash on hand is an essential part of any successful financial plan. When investing, it’s important to hold an emergency fund. This readily available cash will mean you’re prepared to protect yourself against the unexpected and also plays a vital role in maintaining your financial wellbeing.
It’s generally advised to keep between three and six months of household e...
Healthy benefits included for you and your family? Now those are some little things that can make a big difference
Posted by siteadmin on Tuesday 18th of July 2023
Protection policies aren’t just there for when things go wrong. Many protection insurers include access to a range of health and wellbeing support services – and you don’t need to claim to be able to use them.
These services can make everyday life that little bit easier. From knowing you can have immediate professional support if your child falls ill, to having the tools to keep tabs on your health, these services provide advice, assistance and information to keep you and your family healthy.
Which types of services could you g...
Income protection- one little change you can make to protect your family's future
Posted by siteadmin on Tuesday 18th of July 2023
If you’re a homeowner, your mortgage payments are likely to take up a large part of your income each month.
You’ve made sure that your loved-ones will have financial protection to cover the mortgage you leave behind if you were to die with life insurance but what about if you became seriously ill or injured, and unable to work? Would you be able to keep up your mortgage repayments?
Statistically, you’re much more likely to be diagnosed with a critical illness than die during your working life. For example, a man aged 40 is 4.1 times more l...
A little change you can make today can safeguard your biggest investment- your home
Posted by siteadmin on Tuesday 18th of July 2023
If you’re a homeowner, your mortgage payments are likely to take up a large part of your income each month. But if you became seriously ill or injured, and unable to work, would you be able to keep up your mortgage repayments? As buying a home is likely to be your biggest investment, it pays to protect yourself, so you’re covered should a life changing event occur.
We know the little things in life can be life-changing. It could be a phone call from the doctor with serious news about your health, or a stepladder that wobbled once too often ...
Is a lifetime mortgage right for you?
Posted by siteadmin on Monday 22nd of May 2023
Lifetime mortgages are more popular than ever, but is one right for you?
The number of new equity release plans hit record highs in the third quarter of 2022, with the Equity Release Council (ERC) noting a 32% jump in enquiries compared to the previous year. A lifetime mortgage is one type of equity release product that has grown in popularity in recent years. Despite their rising popularity, though, the loans may not be suitable for everyone. Read on to learn more about how they work and the pros and cons you should consider.
A life...
Regular Investing
Posted by siteadmin on Monday 22nd of May 2023
5 ways saving little and often could help you grow your wealth
When it comes to investing your money, making small regular investments can provide more benefits than investing a lump sum. Through regular investing, you can invest a small amount into the markets every month. Investing little and often is a great habit to develop and instil in younger family members, too. Instead of saving up a chunk of money to invest in one lump sum, investing this way can make a significant difference to your overall levels of wealth over the longer ...
Is it time to check your contents insurance?
Posted by siteadmin on Monday 22nd of May 2023
Whether you are looking to buy brand-new items or saving a little cash with pre-loved items, starting a family can be expensive.
There are the everyday costs, whether it is the cost of disposable nappies or the cost of running the washing machine for reusable nappies. Then there are the big-ticket items like prams, cots, and car seats.
With all the excitement of a new baby reviewing your contents insurance is probably the furthest thing from your mind. But all the new furniture, electrical equipment, toys, and clothes can add up. Costs can...
Importance of reviewing your protection cover
Posted by siteadmin on Monday 22nd of May 2023
Protection insurance is an essential part of life, providing a safety net in the event of unexpected events, such as accidents or illnesses.
If you do not review your protection cover on a regular basis, you could end up paying too much for a policy that no longer suits your needs or not having the cover you need for your circumstances.
It’s important to review your protection regularly to ensure that you have the coverage you need to protect yourself and your family at the most affordable rates.
There are many reasons as to why you might...
