Whether you are looking to buy brand-new items or saving a little cash with pre-loved items, starting a family can be expensive.

There are the everyday costs, whether it is the cost of disposable nappies or the cost of running the washing machine for reusable nappies. Then there are the big-ticket items like prams, cots, and car seats.

With all the excitement of a new baby reviewing your contents insurance is probably the furthest thing from your mind. But all the new furniture, electrical equipment, toys, and clothes can add up. Costs can...

Protection insurance is an essential part of life, providing a safety net in the event of unexpected events, such as accidents or illnesses.

If you do not review your protection cover on a regular basis, you could end up paying too much for a policy that no longer suits your needs or not having the cover you need for your circumstances.

It’s important to review your protection regularly to ensure that you have the coverage you need to protect yourself and your family at the most affordable rates.

There are many reasons as to why you might...

Being self-employed can be a rewarding and fulfilling career choice, allowing freedom to work to your terms and pursuing passions. However, it also comes with its challenges, one being financial insecurity. Unlike those working within a company, if you’re self-employed you are responsible for your own financial stability. This means taking the necessary steps to protect yourselves from unexpected events.

While it may seem like an added expense, the cost of financial security is a small price to pay for the security it provides. Most of us d...

Saving for your child’s university education requires careful planning and budgeting. By starting early, considering investment opportunities, encouraging your child to save, looking for scholarships and bursaries, and planning, you can make saving for university a manageable goal and give your child the best possible start in life.

What is the cost of university?

According to Save the Student, it costs roughly £61,000 to go to university in the UK. This figure comes from tuition fees costing most students £9,250 a year. As most courses la...

As a parent, you want to do everything you can to ensure that your children have a bright and secure future. One way to do this is by investing on their behalf. Not only can they start adulthood with some savings, but getting children involved early with saving also helps them learn important lessons about money.

The earlier you start investing, the better. Time is a powerful tool when it comes to investing, and the longer you have, the more time your money has to grow. Even if you can only contribute a small amount each month, starting ear...

The pension deficit or gap is the difference between the retirement income you have and what you need to maintain their standard of living in retirement.

In recent years, there has been growing concern about the pension deficit faced by women. Despite progress in gender equality, women are still facing significant challenges when it comes to retirement savings and are more likely to retire with less money than men. This can have a major impact on their quality of life in retirement.

There are several reasons why women face a pension defici...

The new tax year on 6 April 2023 is a great time to review your finances.

The new tax year means annual allowances are reset and ready to be reused – to help you make the most of your money. This year more than ever, with interest rates and inflation on the rise, it’s a great time to review your pensions and investments.

Note: The following figures apply to the 2023/2024 tax year, which starts on 6 April 2023 and ends on 5 April 2024.

ISAs
The maximum you can invest across your ISAs is £20,000 (if it’s a cash ISA, stocks and shares ISA or ...